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Old 03-26-2004, 09:37 AM   #1
fancyfree
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Stay at home Moms, how do you cut expenses?

Like do you buy in bulks or what?
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Old 03-26-2004, 09:56 AM   #2
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I usually buy in bulk if there is a sale on something we use alot. Of course that also depends on how much spending money we have at the time. Also around holidays when they have things like turkey on sale real cheap I will buy a couple. We can make turkey salad, soup, etc with one turkey and eat for a week or 2 so that's a huge . Our biggest expense is gas right now though. To save on this I try not to go anywhere I don't have to. I also schedule things around others. Such as when i pick Shawn up from school I stop at the post office, and places like that because they are on the way there.
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Old 03-26-2004, 01:15 PM   #3
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Dianne
I hate to admit it but we cut expenses by ME not spending on myself what I used to before we had a kid!

Also we buy the store brands at the grocery store like 85% of the time. You can't even tell the difference!

We also gave up all our fancy Showtime, HBO etc on cable when Duncan was born.
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Old 03-26-2004, 03:23 PM   #4
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We don't usually get name brand either. And I don't buy much for myself either.
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Old 03-27-2004, 10:00 AM   #5
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Thanks for the tips ladies. I need any advice you can give me. I'm a working mom, but I took a new job with a $125/week pay cut (for now).
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Old 03-27-2004, 11:13 AM   #6
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I use coupons, Buy reduced meats and dented can's.

I buy what we need in bulk if possible and
try to spread out things as much as possible.

We donnot have cable or satellite TV so until we can get the roof antenna to work no TV reception. We use a local internet provider and have the best deal thruthe phone company so that most of our non-local calls are free and then 7 cents after that..


I buy alot of clothes at the end of the season when they are 75% off the lowest price in the size I think they will be in and SHop in consignment stores.


We buy the state park pass for $35.00 that is good thru out NJ at any park so we can go swimming all summer (it s that we have 2 state parks within a 20 minute )

We get movies from the library and from the video store on days that you get more than one for the price of one



Okay I think I covered everything
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Old 04-25-2004, 07:44 PM   #7
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We are now trying to cut corners a little more since we want to buy a house of our own THIS Year!

Any new s?
We are really looking for free/cheap things to do w/ my son, like Zoo, Library, etc this Summer, or take bus to Beach. We are not going to cut out cable TV (NO way!) or Computer of course! Trying to save at Grocery store, etc.
Any new tips, Ladies?

PS I am letting a LOT of my magazine subscription go too!
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Old 04-25-2004, 08:50 PM   #8
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I left my full time job to work part time at my son's school and it was a huge pay cut. I now bring home in a month what I guess I made in a couple or three days before so it has become quite a challenge, but worth it for Jordan. I buy sotre brands as much as possible, stopped buying for myself. We changed all of our services to less expensive ones like dish network, and a different internet provider. We dropped a lot of the minutes on our cell phone plans and home phone plan. With me working only part time, I pay no child care and that saves several hundreds per month, I work a few blocks from home, so I save a lot on gas. Because I am home more, I don't have to purchase anything extra for my work lunches and I can cook better and less expensive meals because I have a little more time. My six yearold takes a lunch to school so that s. I still need to get expenses even lower though because the pay cut was so deep. So, I need some new s too.
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Old 04-27-2004, 03:46 PM   #9
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I clip lots of coupons and use samples whenever I get them. I also avoid Walmart as often as possible because I know that I have a weaknessw for deals. If I see something on clearence that I may never even use I usually will get it just because it is cheap. I also am taking all the things we no longer use and need to second hand stores or list them on ebay to try and get some extra cash or exchange for clothes for Shawn etc. Witha new baby coming and me not working I am really trying to downsize. Also when you buy in bulk be sure that you are getting the best deal. check the prices against the weight/size. The big box isn't always the cheapest route. Sometimes it's cheaper to buy 2 of the smaller size. We also eat what is on sale at the grocery store. If something is on sale and I have a couon for it that's even better!!!
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Old 05-23-2004, 12:38 PM   #10
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HEY FANCY, SOMEONE SENT THIS TO ME!

Something to be considered for a small fee. Let me know, if this can work for you!

http://www.wrldofproducts.com

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Old 06-14-2004, 08:37 PM   #11
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Here is one we use...

We get the Sunday paper and it has a listing of all the upcomingweek's activities, festivals, etc for Families. Almost all are free.
Then we can plan our week that way.

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Old 06-22-2004, 04:57 PM   #12
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Here are a few ideas we use.

I do not use a dryer. A dryer uses alot of electricity to heat up.

The same with an oven. Since the weather is nice, we use the BBQ to cook alot of foods.

Did you know that the big bulky black plug-ins are a transformer? They still use power even though whatever uses this type of plug is turned off.
If you feel one, they are usually warm to the touch.
I have a couple that are used with my phones.
Some calculators, computers, speakers, video game units, music stuff use them.
You might want to check. The ones you don't use alot or don't necessarily need can be unplugged until you do need it.

Some of these suggestions can save you alot of money. Some will only save a few cents. Over time it all adds up.

Best wishes on the downsizing!!! It's not easy.
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Old 06-22-2004, 09:39 PM   #13
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Lightbulb That reminds me...

We like to grill, too! We have the biggest grill we can afford (one of those with 3-shelves.) We grill once a week, and BBQ a few "family packs" of meat on the grill. This gets portioned and placed in the freezer for the week. Then, during the week, we only have to make side -unless we don't want BBQ. It saves on energy, as well as time.
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Old 06-25-2004, 12:32 PM   #14
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Another way to save energy and cut costs is to turn of the tv and computer monitors when no one is using them.
These items use alot of power.
My kids have still got to learn this. When they pause a video game to go somewhere or do a chore, they forget to turn to the tv off.
This really helps us when we remind each other.
Fix faucet drips asap. You can lose alot of water a day with just one faucet dripping.
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Old 06-25-2004, 07:07 PM   #15
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You ladies have shared some great tips ... I'll probably repeat some of them so forgive me.

I left a full-time, high-paying job when we moved from one state to another and then I became a SAHM. We had plenty of corners that needed to be cut. We checked all of our normal, monthly bills and pared them down the best we could, no movie stations ... just basic cable, unlimited long distance for a flat fee (which ended up saving us $30 or more per month as all of our family lives in other states), went on the budget plan through our utility company, etc.

I don't use a dryer in the spring, summer or fall ... I hang everything out on our line which saves us LOTS of money because gas is so expensive here. I've also begun making alot of my own cleaners like fabric softener, room cleanser, etc. which saves lots on the cleaning products bills. In the summer I use a toaster oven to cook as many meals as possible (when I don't want to grill something on the grill outside) which s keep the heat down in the house and we don't use an air conditioner unless it's 92 or above. I also make many of my own seasonings rather than buying those little packets (I have plenty of recipes) and it's worth the effort.

I, too, buy in bulk whenever I can. Whenever the meats are marked down due to expiration dates I buy up as much as I can. Yes, it goes over my grocery budget but lowers it for the following month since the cost of the meat is so much less. I've also reduced the amount of meat I use in our meals. I feed five people (two of them are growing boys) on three en breasts cut in half. I also buy en with the bones and skin on them and I skin and debone them myself. I shop at Aldi stores (over the years they have truly improved their food products and many of their items are just as good as the name brand foods) and then I supplement by at Wal-Mart ... I use coupons very infrequently ... unless there is an excellent deal because even with the coupons I find that store brands are a better financial deal than name brand items with coupons ... not always but most of the time. I've also started making home-made soups and stews and used them during the fall and winter months as a 1st course for dinner so then the main meal can be much smaller and I fill the family up on fruits and vegetables which cost so much less than meat!!

For myself and my mother, we buy ALL of our clothes at our local Volunteers of American, Goodwill or Salvation Army stores. If you go often, your very careful and look the items over carefully and keep a list of needs based on what is in your closet ... you can save a bundle and get some fantastic designer clothing for a song!! It's tough to get kids clothing (especially boys) at these places because kids are so hard on clothes but there are times where I can find things for them. Men are similar to boys because men seem to keep their clothing until they are ready to fall apart LOL.

With cleaning products that I do purchase ... like brillo pads, I cut them in half. This is a two-fold tip because it keeps the pads from rusting on the edge of the sink before it's completely used up AND ... using scissors to cut them in half ... the pad sharpens the scissors. I also cut my dryer sheets in half ... unless I have an unusually large load to dry (and I only use the dryer in the winter months). I use the water from the dehumidifier in my washer or in my iron. I get my hpaste from the Dollar Store and it is name brand hpaste.

The boys love using body wash when they shower so I buy those netted scrunchies (whatever they are called) and when they begin to unravel, my hubby cuts them into lengths (the scrunchies are made up of netting in tubes) and uses wire to tie them onto our washer drain hose and the netting becomes a lint catcher that keeps the lint from going down our drains.

I guess I'll quit for now LOL.
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